This is a booklet published by the Federal Trade Commission that outlines your self-help options for credit repair, and warns of the traps you can encounter if you hire someone to help you repair your credit. The FTC's web address is: www.ftc.gov


This is a great booklet that contains information on budgeting, prioritizing bills, communicating with creditors, cutting spending, and bankruptcy. It's published by the University of Ohio Extension (www.extension.osu.edu)



This is a booklet published by the Federal Trade Commission (www.ftc.gov) that outlines several strategies for dealing with debt. You'll get the pros and cons of each strategy.


A mail-in form to request your three free credit reports. It's a good idea to mail this in with a photocopy of your state identification and some verification of your address (a verification letter from COTS or a bill which shows your current address). If you don't include that documentation, it's likely that your request will be delayed. You can request your reports online at www.annualcreditreport.com


A glossary of all the codes found on the Experian credit reports we use in Rent Right.


This is a publication from the Federal Trade Commission (www.ftc.gov) on how to avoid identity theft and what to do if you are a victim of identitiy theft.


Federal Trade Commission (www.ftc.gov) article about how employers view credit reports


Information from the ChexSystems website (www.consumerdebit.com)